CreditUp by 5Star Bank 1.0

CreditUp, developed by 5Star Bank, presents an inviting option for those seeking to establish or enhance their credit profile through a straightforward and efficient app. This platform offers a range of features aimed at simplifying the credit-building process.

• Streamlined Application Process: The application is designed to be user-friendly and quick.
• Competitive Interest Rates: Enjoy low interest rates that make borrowing more affordable.
• No Associated Fees: The program operates with zero fees, adding to its appeal.
• Established Backing: Backed by 5Star Bank, a reputable U.S.-based institution headquartered in Colorado.
• Flexible Loan Amounts: Loans can range from a minimum of $500 to a maximum of $1,200.
• No Hard Inquiry: Applying does not impact your credit report with a hard inquiry.
• Credit Score Monitoring: The service includes monitoring through Experian Vantage Score.

A notable feature for new CreditUp account holders is the ability to select their own payment withdrawal date, adding further convenience to the service.

The CreditUp program notably operates through a secured installment loan model. Funds are deposited into a secure savings account and are used as collateral for the loan. Upon full repayment, borrowers have the option to retain the savings account or withdraw the funds directly.

For additional information, please visit CreditUpBuilder.com.

Terms & Conditions:

• Applicants must be at least 18 years old, a U.S. citizen or permanent resident with a valid social security number and physical U.S. address.
• Identity verification is required with a state-issued Driver’s License, ID, or U.S. passport.
• A valid checking or savings account is necessary for making payments via ACH direct debit from your bank account.
• All loans are subject to approval.

It is important to note that CreditUp by 5Star Bank does not remove negative credit history or repair harmful information on credit reports. The potential for credit score improvement is acknowledged; however, results may vary based on individual financial behavior and history. Late payments may negatively affect credit scores as they may be reported as delinquent to credit bureaus.

The illustrations and testimonials presented may not guarantee similar outcomes for all users; individual experiences can differ greatly based on numerous factors including personal effort and circumstances.

CreditUp by 5Star® is a registered trademark of 5Star Bank. FICO® and Experian® are registered trademarks of their respective owners.

5Star Bank holds an A+ rating from the BBB as of February 4, 2020, and is an accredited business. It is a member of the FDIC and an Equal Housing Lender.